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Is it possible to buy a device on loan?

Absolutely Yes, but this depends on the store you're buying and the policy of the store if they give out loans or sell devices on loan or mortgage.

WHAT IS A MORTGAGE?

A mortgage is a loan from a bank or other financial institution that helps a borrower purchase a home. The collateral for the mortgage is the home itself, meaning that if the borrower doesn't make monthly payments to the lender and defaults on the loan, the lender can sell the home and recoup its money.


WHAT IS A LOAN?

 A loan is the lending of money or something by one or more individuals, organizations, or other entities to other individuals, organizations, etc. The recipient (i.e., the borrower) incurs a debt and is usually liable to pay interest on that debt until it is repaid as well as to repay the principal amount borrowed.

HOW TO APPLY FOR THE MORTGAGE / LOAN


Apply mortgage loans depends on the country you are from, the policy of mortgage loan in the United Kingdom UK is different from the mortgage loan in the United States of America USA, same thing with other countries. 

-. Requirements Needed To Lean Money In Uk

  • You must be over 18 years and a UK resident to get a personal loan.
  • How much you can borrow depends on how much the loan company thinks you can repay.
  • Loan companies generally offer unsecured loans of £1,000-£35,000.
  • Typical terms are from 1-7 years.
Give yourself the best chance of getting a loan by taking the time to:
  • Make sure you meet the basic criteria for a loan.
  • Work out how much you can borrow sensibly.
  • Calculate a reasonable repayment term.
  • Make sure you check your credit report and look for ways to improve your credit rating.
(Also some other guidelines might be provided as the lender's or company's policy which might differ from the other lenders or company)

-. Requirements Needed To Lean Money In USA

Whether you’re interested in borrowing from a bank, credit union, or online lender, the process is mostly the same. Here’s how to apply for a personal loan.
  • Run the numbers.
  • Check your credit score.
  • Consider your options.
  • Choose your loan type.
  • Shop around for the best personal loan rates.
  • Pick a lender and apply.
  • Provide necessary documentation.
  • Accept the loan and start making payments.
(Also some other guidelines might be provided as the lender's or company's policy which might differ from the other lenders or company)

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